Alat Pembeli Hartanah

Interest Rate p.a., R = 4.35 ÷ 100 ÷ 12

Tenure (years) = 30

Term (months), T = Tenure × 12 = 360

Monthly Balance = Monthly Net Income - Monthly Total Expenses

If Monthly Balance more than RM 2500,

Monthly Installment Amount, M = Monthly Balance × 70%

If Monthly Balance less than or equal to RM 2500,

Monthly Installment Amount, M = Monthly Balance × 60%

Home Loan Amount =